Advertising Supplement

 

Picture your dream home in the sun…check out what you would pay for it in Arizona, California, or Florida …

Then come on down to Panama and THINK BIGGER! 

DISCOVER HOW TO STRETCH YOUR LIFESTYLE DREAM… WITHOUT OVER-STRETCHING YOUR LIFE'S SAVINGS

Etch those Sunbelt prices in your mind…and then join us this December for an up-close look at the kind of luxurious living those dollars will buy in Panama right now. 

Panama offers budget-friendly living with choices to fit nearly every lifestyle dream.

Pathfinder Panama Real Estate Tour 

December 8-15, 2007

Dear Reader,

Almost anywhere you look these days, you get the feeling that a luxury lifestyle in a warm and sunny climate inevitably comes clouded with either an off-putting price tag or a lot of trade-offs…

Real estate sticker-shock in the most popular retirement destinations and tropical tourist playgrounds…an outrageous cost-of-living that over-stretches your savings nest-egg…or, places where great property deals only come at the expense of a third-world infrastructure, no amenities, and probably an uncomfortable amount of risk.

These definitely are discouraging possibilities, and they can mean downsizing your lifestyle dream, or worse, abandoning it totally.

This is perhaps the best reason for joining us in Panama this December 8-15 for a personal shopping trip to some of the best luxury real estate values in the country.

Starting today, you can dispel the myth that an up-scale lifestyle in paradise means downsizing your dream.

Right now, you can enjoy a luxury lifestyle in Panama …with no trade-offs in amenities…at 35 to 50 percent less than Sunbelt prices.

How Far Will Your Dollars Stretch in Panama?

Of course, your actual monthly expenses will depend upon your lifestyle choice, but on average you can expect to pay 35% to 50% less on your day-to-day living expenses here than you would in the U.S.

In Panama City you can…

•  Enjoy an Executive Lunch for as little as $5.95, or savor a full meal at a mid-range restaurant for around $12.00 per person, including the tip…

•  Take a taxi across town for $2.00…

•  Have your hair styled at a salon for $5.00…

•  See a movie (in English) for $3.75 (even less on Wednesdays, when all theaters offer tickets at half-price)…

•  Grab a cup of coffee at a small café for between 75 cents and $1.25…

•  Purchase a can of local beer for 35 cents at a supermarket…

•  Visit a U.S.-trained doctor for $40…

And you won't have to over-stretch your budget to enjoy comfortable housing with the amenities you're used to. In Panama City it's still possible to rent a furnished apartment in one of the city's eclectic neighborhoods like Cangrejo for around $650 a month, or in the historic Casco Viejo area of the city for under $900 .

You'll only pay 10 to 12 cents per kilowatt hour electricity costs in most places and your monthly water bill will run you around $7. In fact, with the money you'll save on day-to-day living expenses, you may even want to indulge in a few additional amenities you might have imagined you couldn't afford. You can hire a live-in maid, for example, for only $100 a month.

Plus, if you can document a monthly pension of $500 (plus another $100 per dependent) and you meet a few other simple requirements, you may be able to take advantage of Panama's generous pensionado benefits, and cut your cost of living even deeper with additional discounts on transportation, hotel stays, health care, utility bills, and more.

Quite simply, your dollars go further in Panama for everyday living expenses…and for that retirement or second-home in paradise you've envisioned.

Now, you may have heard that housing prices have risen dramatically in Panama over the past two years, and to a certain extent that's true.

But even in the frenzied Panama City real estate market, it's still possible to find great buys…often in little-known eclectic neighborhoods like El Congrejo, an area that is attracting artists and intellectuals and is becoming Panama City's equivalent to Greenwich Village -- only without the New York City price tag (for now, at least).

And with the real estate opportunities springing up outside Panama City right now -- some still available at incredibly low pre-construction prices -- don't be surprised to discover you're able to afford more than you originally imagined…with some additional amenities and luxuries thrown in to compliment your dream lifestyle.

Sure, it's fair to say that you won't find any “dirt-cheap” properties in Panama any longer. But the fact remains that Panama still represents the same great value it always has…with plenty of real estate bargains that will allow you to stretch your lifestyle dream without over-stretching your budget.

As for your lifestyle taste, there's no shortage of choices in Panama-- everything from breathtaking ocean-side vistas along Panama's dramatic Pacific coast…to forest-canopied hillsides, tiny villages, and year-round spring weather in the county's stunning interior…to luxury high-rise condo living in downtown Panama City, a vibrant commercial hub that rivals New York City, Los Angeles, Chicago and other great cities of the world in shopping, dining, and cultural activities…

You have choices with no trade-offs when it comes to all of the amenities you need for a comfortable, luxury lifestyle.

Sweeten Panama's lower cost of living with its many other benefits for expats…and your dream lifestyle gets even bigger

As word gets out about Panama's diverse landscape and enviable lifestyle, it's easy to understand why this beautiful, safe, and friendly country has been getting more and more positive media coverage as an appealing tourist and investment destination lately…and why its quality of life ratings continue to mark it as one of the top countries in the world for retirees.

Here are just a handful of the benefits that are attracting buyers to Panama:

** Central America's most generous pensionado program -- Discounts on everything from movies and hotels to prescription medications and visits to the doctor.

** Guaranteed banking privacy -- Panama is one of the last truly private offshore havens, second only to Switzerland, so you can rest assured your financial affairs will remain discreet.

** Affordable and first-class medical care -- You'll receive that same high-quality health care you're accustomed to…only at about half the price of what you'd pay for it in the U.S.

** A modern infrastructure -- Modern, paved highways…cable and satellite TV…Internet access…a telephone system that works…modern shopping malls -- no third-world roughing it when you move to Panama.

** An exotic and diverse location -- Over 750 miles of Pacific beaches on one side, and tropical Caribbean living on the other…with a lush mountain interior running the length of the country. Paradise is just a couple of hours by air from North America .

It's no wonder, then, that over 50,000 retirees and vacation-home buyers took a serious first look at Panama, liked what they saw, and decided to look no further.

With a Pathfinder Panama Real Estate Tour you'll leverage International Living's years of in-country experience locating the best real estate values in Panama.

You've got a price point in mind, have probably already checked out what that figure could get you in places like Arizona or Florida or Southern California, maybe even in other off-shore destinations, and now you're ready for a no-bull, get-serious look at what your money will buy for you in Panama .

Pathfinder's mission is to keep you ahead of the curve when it comes to matching your lifestyle dream with the most attractive opportunities in Panama. Our name is new, but we're definitely not the new kids on the block. Pathfinder's in-country representatives are the same knowledgeable contacts who for years have been getting International Living readers in ahead of the crowd on the best real estate deals here.

On a Pathfinder Panama Real Estate Tour you'll only visit projects with a vision we readily understand and share, whose ability to deliver on that vision we have confidence in.

It's a time-proven formula that has made us the leading real estate experts in Panama.

City… Highlands …Beach -- You'll sample our choicest picks with the best value right now for luxury living.

Your Pathfinder Panama Real Estate Tour is really three tours in one…designed to showcase Panama's diverse landscape and lifestyle choices, and to allow you to sample firsthand the wide array of options you have if you decide to retire or buy a second home here.

Ships entering the Gatun Locks from the Atlantic in the Panama Canal

But please keep in mind this is not a sight-seeing tour. Though you'll certainly experience plenty of Panama 's breathtaking scenery and enchanting culture along the way, your Pathfinder Panama Real Estate Tour is for the serious property shopper … the put-on-your-walking-shoes and get-down-to-business type who is interested in uncovering their value dream property here.

And, because you'll be visiting properties that represent the best values available for you right now, it's your chance to see up-close just how far your dollars will stretch in Panama.

Though the actual properties you visit and their current selling prices will depend upon the best values we've uncovered at the time of your tour, here are a few of the hottest real estate deals we know of right now in Panama, and a good example of the types of values you can expect when you join us on your Pathfinder Panama Real Estate Tour this December:

*** In the City --For $351,000, you can enjoy elegant country living in a spacious garden-style apartment just minutes from downtown Panama City. Purchase your own condo in Panama City 's funkiest neighborhood for under $190,000. Buy-in at pre-construction prices as low as $161,634 for a high-rise apartment in the heart of Panama 's most mature beach community.

*** On the Beach --Luxury living with all the amenities you're used to back home, plus an ocean view in Panama 's best-established beach-front community … you can get in right now for $199,000. For $153,000, take advantage of what we still consider one of the best ocean-side condo deals in Panama.

*** In the Highlands --$160,000 will buy you a condo in Panama 's top mountain paradise. If you're looking for a spacious colonial home in an area known for its breathtaking views, you can find it at one of Boquete's most exclusive highland developments. The price for a turnkey villa is $285,000.

Of course, to really appreciate these kinds of values, you need to see them for yourself. And because opportunities like these tend to disappear rapidly once word gets out about them, going-it-alone can mean missing out.

That's the beauty of the Pathfinder Panama Real Estate Tours: because our job is to find the best values the minute they come on the market, you are privy to them before most others even know they exist.

Think of it as having first choice on the best deals available right now in Panama.

But, even at these truly incredible prices, you won't pay as much. Here's why:

When you attend the Ultimate Event, you'll automatically become a member of International
Living
's exclusive Club Panama, and receive an additional 1.5 percent discount off the purchase price of any property you visit during the tour.

If, for example, you have your eye on a condo that's selling for $250,000, you pay only $246,250 -- a saving of $3,750. If you're looking to spend $400,000…you can put $6,000 back into your pocket.

There may never be a better opportunity to stretch your lifestyle dream.

With all the interest potential buyers are showing in Panama right now -- as more retirees, tourists and investors discover the opportunities here -- today's deals will soon be history.

This is your chance to get in on the front-end of that boom.

But hurry. Panama is drawing so much interest these days that I expect this tour to fill up quickly.

Reserve your spot, or, should I say, your opportunity to stretch your lifestyle dream, now. Because of the up-close-and-personal design of the Pathfinder Panama Real Estate Tour, we're limiting the size of our group to only 40 serious participants.

I'd hate for you to miss out.

To reserve your place for our Pathfinder Panama Real Estate Tour, December 8-15, 2007 click below now or contact a Conference Customer Service Representative today at +1(866)381-8446 (U.S. & Canada toll-free) or +1(410)230-1243 or +1(877)291-0246 or e-mail: Tours@PangaeaRealEstate.net

Five years from now, I'd like you to be talking about the incredible deal you found on your dream home in Panama, not the opportunity that passed you by.

Regards,

Margaret Summerfield
Managing Director
Pathfinder Ltd.

 

PRICING AND WHAT'S INCLUDED

Full option (City, Beach and Highlands)  Single:  $1,249.  Double:  $1,949

This cost includes: 7 day tour, transportation airport/hotel/airport, ground transportation throughout the tour, tour guides, 7 breakfasts, accommodation from December 8 until 14th, 7 lunches, 3 dinners, one cocktail reception on December 15th, internal flight to and from David and workbook with information of the developments. Overnight of December 15th is not included.

City & Beach:  Single:  $749. Double: $999

This cost includes:  4 day tour, transportation airport/hotel/airport, ground transportation throughout the tour, tour guides, 4 breakfasts, accommodation from December 8 until 12 th, 4 lunches, 2 dinners and workbook with information of the developments.

To reserve your place for our Pathfinder Panama Real Estate Tour, December 8-15, 2007 contact a Conference Customer Service Representative today at +1(866)381-8446 (U.S. & Canada toll-free) or +1(410)230-1243 or +1(877)291-0246 or e-mail: Tours@PangaeaRealEstate.net

Your Daily Schedule at a Glance 

December 8: Registration at 6:00 pm in the Crowne Plaza Hotel.

The tour will start on December 9.

December 9: Condos Property Tour (City Tour). On this day we will have some short presentations, breakfast and then at approx 9:15, we will depart for the property tour. Overnight stay in Crowne Plaza Hotel.

December 10: Residential Property Tour (City Tour). On this day we will have another presentation, breakfast, and then at approx 9:15 we will depart for the property tour. Overnight stay in Coronado Golf & Beach Resort.

December 11: Beach Tour. The tour will start at approx 9:10. Overnight stay in Coronado Golf & Beach Resort. 

December 12: Beach Tour. The tour will start at approx 9:40. Overnight stay in Crowne Plaza Hotel in the City.

December 13. Highland Tour. This tour will start very early. At approx 5:15 we will depart to Albrook Airport .  We will visit projects on Volcan. Overnight stay in Panamonte Inn and Spa Hotel in Boquete.  

December 14: Highland tour in Boquete.  Overnight stay in Panamonete Inn and Spa.

December 15.   Highland tour will finish up in Boquete. Return to Panama City for a cocktail reception. Overnight stay is not included.

To reserve your place for our Pathfinder Panama Real Estate Tour, December 8-15, 2007 contact a Conference Customer Service Representative today at +1(866)381-8446 (U.S. & Canada toll-free) or +1(410)230-1243 or +1(877)291-0246 or e-mail: Tours@PangaeaRealEstate.net

Cancellation Policy

Cancellations received on or before November 8, 2007, will receive a full refund less a $150 penalty per person. From November 8, 2007 through November 24, 2007 a refund less a $350 penalty per person will be given. After November 28, 2007, the tour fee is non-refundable. If you are unable to attend, please call, fax, or e-mail our offices immediately to avoid any unnecessary charges.

Disclaimer: Pathfinder and any of its agents and speakers do not provide any individual, personalized investment advice. This tour provides only information to the general public, and at no time should any person acting as an agent or speaker on the Pathfinder Panama Real Estate Tour be relied upon as rendering personalized investment advice.

Please realize that at times our tours are physically demanding and may require climbing stairs and extensive walking. Participants have the responsibility to select a tour appropriate to their abilities and interests. Participants are held responsible for being in sufficient good health to undertake the tour and are responsible for preparing for the tour by studying the itinerary and information packets sent by International Living . Likewise, International Living is not responsible for any bodily injury or property damage that may be sustained during a tour.

*Developments and schedule are subject to change.